Wednesday, 22. September 2010
Tell me to contact a person with a yahoo email address and say they got a great loan with a 2% interest rate. Does this seem like a scam? Here are some of the replies..
"I am Joy Anderson i was in need of a loan of 0 000 USD and was scammed by those fraudulent lenders and a friend introduce me to Mr John clarke,and he lend me the loan without any stress,you can contact him at clarkeloanscompany12@yahoo.com"
"I applied and was approved for one of your loans yesterday and I wanted to write and tell you about my experience. My loan agent, Mark M. was amazing! He handled everything very professionally and quickly. He was extremely patient, helpful and very courteous at ALL TIMES. There was NO STRESS or pressure what so ever. He walked us through the whole procedure and made sure we understood each step before moving on to the next one. I ended up having to call him back with a correction and he took care of it immediately. He was just a true joy and I just can’t say enough. I hope you will give him the recognition he so deserves because it has been a very long time since I have had wonderful service like this! This was a totally stress free and wonderful experience! here is there email, john108023@yahoo.com.hk Thank you Mark!!
Yours Truly,
T Matthews Sr."
Here is one from him himself…..
"I am Mr. John Clarke, a Reputable, Legitimate, Certified, Reliable & an accredited money Lender. I loan money out to individuals and corporate bodies in need of financial assistance. Do you have a bad credit or are you in need of money to pay bills? I want to use this medium to inform you that i render reliable beneficiary assistance as I’ll be glad to offer you a loan at 2% interest flat rate. What did your bank say concerning having a loan from them???? Don’t feel disappointed if they refuse granting you a loan. I hate what the banks do when customers/consumers are willing to lend money even with collateral and valid documents. I look forward permitting me to be of service to you. Send me an- E-mail me by replying to my email clarkeloanscompany12@yahoo.com and I’ll do my best to help you out in your bad finances situation.
Regards,
Mr. John Clarke."
It just sounds fishy to me. I’m looking for a home equity loan or 2nd mortgage to help pay off some medical bills and for some extensive dental work for my son. Would also like to have some in savings for emergency. My wife and I have a low credit score due to a injury about 4 or so years ago and not being able to work. Most of our income go towards helping our son receive services to help him succeed as he has a disability. I am now back to work and my wife continues with her job as a teacher. We also have our house paid off in full and have no credit cards. The only debt we have are some medical bills.
It just seems weird how some people have replied with a few different email address about this guy in my other questions. I guess if I read the paperwork thourougly and have a attorney look at it I should be alright if legit, correct?
Thanks for the answers. I emailed the person with a email address I just created. It is someone from nigeria asking info such as name, address, phone number, and ssn if applicable. It is a total scam for sure. I also read other questions on here similar to mine with the same sort of responses. If it sounds to good to be true, it usually is! That’s kind of what I figured but thought it was worth asking. I’m going to talk to my local bank, explain my situation, and hopefully they can help or point me in the right direction.
Thank you everyone!
The name of this guy’s company is…
Clarke Loan Firm located in Nigeria. Millions of spammers from there!
Here’s a link to my original question if anyone is interested…….
http://answers.yahoo.com/question/index;_ylt=AlrCA7GWy7HTSNzeEl7kTHvsy6IX;_ylv=3?qid=20090611233627AA801O6
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Monday, 13. September 2010
i can either build a apartment in the back with the money or start a swat meet business what should i do? what would you do? i just don’t want to work for someone anymore….
900 4 the addition & 40000 for the business
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Monday, 13. September 2010
What can I do to avoid forclosure process from starting when I dont have anything to pay on a small equity loan? I paid cash 169000 for my home I got a equity loan on the house in amount of 55000 in 07 after I tried starting a buissness that failed and I shouldnt of never got aproved for the loan to begin with my credit score is and always has been bad and my only income is ssi disability i was coned 550.00 mo payments and my only income is 637.00 a mo I’m currently owing 3300 in equity payments they’ll except 2000 give me time catch up but I’m unsure where I can get 2000 my score is bad so no loans. I was nieve and now scared can the bail out help me and when? and can I avoid forclosure from starting somehow soon?I even thought I may try to sell and in dec 05 i paid 169000 essesors office currently my home is worth 161000 but real estate comp wants me list for 100000 or less thats crazy any ideas please help i need keep this house untill value goes up some then try relist or sell by owner i also put close to 5000 in work and added a 6000 pool to 3 bedroom 1&1/2 bath full basement almost 3 acre property please help me with ideas how get more time.
Thursday, 9. September 2010
I pay-for-click with yahoo, as if that is not enough, yahoo is using my domain search to advertise its websites, and aloud others to do so as well.
Proof of keyword search, "aapexmrtg" and result is listed bellow.
Yahoo! Answers – what is a REVERSE MORTGAGE and how does it work?
… Aapex Mortgage – No money down… www.aapexmrtg.com …answers.yahoo.com/question/?qid=1006060124154 – 32k – Cached – More from this site – Save
Find Today’s Rates on Mortgages, Refinance Loans, Home Equity Loans, and Mortgage Calculators on Yahoo! Real Estate
… No money down and 100% financing for first and second homes. www.aapexmrtg.com. Mortgage Loans Information Center …realestate.yahoo.com/loans/?sc=va&full=Virginia – 28k – Cached – More from this site – Save
Yahoo! Answers – is rajarhat in calcutta a good place to invest in property ?
… Aapex Mortgage – No money down… www.aapexmrtg.com …answers.yahoo.com/question/?qid=1006050601108 – 28k – Cached – More from this site -
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Wednesday, 8. September 2010
I bought my house 2 years ago when the housing market was still high in NY. I bought my house for 0,000 & put down a little over K. Over the last 2 years things unfortunately happened and we started to incur debt of about K. I know that’s a lot. We are able to make payments, but it’s getting hard with the price of gas & everything else. I was wondering would I be able to refinance to put all my debt into my mortgage payment? Or am I better taking a home equity? Does my house have equity after 2 years & now that the market is down? My interest rate on one loan is 6.50% & the other loan is 9%. I need suggestions please.
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Friday, 3. September 2010
If Me And Another aSsociate agree to buy a property to let it build equity,i put the down payment,and he uses his credit & name,agree to transfer property,to me,ibuilds,now have my own loan,but prior to transfering or selling it ,he re-financed and used the equity, does he have to sell it for what he owes,?can i buy it from him below market value?
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Monday, 23. August 2010
We have a second mortgage on our home. The interest rate varies between 7 & 8 percent. Would we be better off to take money out of an annunity (tax free) and pay this off or leave it in and draw 3% interest? Thank you.
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Saturday, 21. August 2010
My home is over 194K; I refinanced, w/ the help of my best friend. The loan is now over 212k, the house has been apraised for 230k. As of 6/2008, their will be 40k of equity available. I would like for an investor/buyer to take possession of the home, continue to pay the mortgage and give me 30k, leaving them w/10k of equity. I will give them gift of deed & they can sell or rent out the home. We refinanced in 6/2006, so if the house is sold before 6/2008 than a 2% penalty will apply. I wil move out as soon as the investor agrees to my 30K and contracts are signed. I do not wish to have any further compensation. The 30k will help for relocation of myself & family & paying off debt. The real estate agent that originally sold me this home stolel 20K from me; Atty fees & closing cost was put into the new loan. The mortgage is 1500 monthly, this was fine, but my hrs @ work have decreased & I before it gets critical, I would like to be out of the situation. Is option possible? Thank you.
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