My parents are taking out a home equity loan to lend me money to start a business, does anyone get taxed?

Friday, 13. August 2010

I’m looking to open a shop and my parents offered to lend me some money to help out. They are taking out a home equity loan to lend me about ,000 to ,000. I agreed to pay them back. Because they are taking out a loan do they have to pay any taxes? Do I have to pay taxes on this money?

I don’t have any assets so I wouldn’t be able to get a loan for the amounts of money I posted.


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3 Responses to “My parents are taking out a home equity loan to lend me money to start a business, does anyone get taxed?”



  1. mister ed Says:

    not unless you are going to pay them any interest on the loan!!!! sure hope you make it — hate to see your folks lose there home!!!!



  2. goodworker Says:

    $10,000 a year is a gift no tax.



  3. STEVEN F Says:

    No one gets taxed for making of receiving a loan. The IRS will consider a portion of you payments to be interest on the loan. This is taxable to your parents and MAY be deductible as a business expense.

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