I only owe $65,000 on my mortgage, with a 5.15% APR…..can I get a Home Equity loan (or another kind of loan)

Thursday, 29. July 2010

with a cheaper interest rate, to pay off the remainder of my mortgage??


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7 Responses to “I only owe $65,000 on my mortgage, with a 5.15% APR…..can I get a Home Equity loan (or another kind of loan)”

  1. July 29th, 2010 at 9:29 am

    mortgage underwriter Says:

    There’s not much out there if any without paying points. Stick with it.

  2. July 29th, 2010 at 9:29 am

    KN Says:

    That’s a darn good rate. I would stick with it. I don’t think you are going to get a rate lower than that.

  3. July 29th, 2010 at 9:29 am

    reenzz Says:

    You won’t find a cheaper rate than that in this economy. Stick with your current rate until it adjusts.

  4. July 29th, 2010 at 9:29 am

    src50 Says:

    You want to pay off your mortgage with a home equity loan? That makes no sense. Further, 5.15% is a lower rate than you will find anywhere now.

  5. July 29th, 2010 at 9:29 am

    iggie from BArbor Mortgage Says:

    Cheaper interest rate? Stay where you are at! That is a great rate & no one will be able to beat it!

  6. July 29th, 2010 at 9:29 am

    godged Says:

    That is a really good interest rate, you aren’t going to find anything cheaper than that. What you want to do is refinance, a HELOC will be a higher rate. But as eveyone is advising, stay where you are.

  7. July 29th, 2010 at 9:29 am

    Charles97 Says:

    You have a great rate. I don’t recommend for you to refinance unless you have too. Just incase if you have to do to personal reason. Look on this web site to see if you can get a rate closer to that.

    http://www.amerisave.com/partner/chongthong

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