Equity Loan HELP! Thank You!!?
Saturday, 21. August 2010
OK heres the deal… I have bad credit however i have my own house all paid for, nothing owed. I need a new car since mine decided to freakin blow up! I tried with Bank of America to get a home equity line of ,000… which was the min, and they denied me because of my credit. I HAVE COLLATERIAL! Anyone know where else i should apply? or am I just basically screwed? You would thing that my house is all paid for that someone would give me a home equity loan…I am trying to avoid going to a car dealership to finance due to the interest rates…Thanks for all your help! any suggestions are also welcome
stan c Says:
Go to a mortgage broker. You might have to pay a fee but it is their job to get you the best deal. Just make sure you get a fixed rate open end which means you can pay down the mortgage without being penalized. You do not have to go 30 years
Worldly25 Says:
Try the local bank where you have your checking and savings accounts. Currently no lender is giving equity loans for anything but improvements on the house. The days of stripping a home’s equity for anything else are over.
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